I love when people who have no idea what they are talking about make generalized statements about topics they don’t understand and include everyone into a category just beceause they are clueless. Not having been to medical school nor majored in nuclear physics I have never pretended to be an expert in either virology or nuclear reactions. Since, however I did major in finance and spent my whole career working in financial services in banking, investments, insurance and professional services, I do have extensive experience and a certain degree of expertise. I don’t have all the answers and never claimed to. I try to present reasoned arguments with facts and historical precedents to support my takes which are often different than conventional wisdom. I don’t dismiss others opinions but do try to explain when the facts show they are misguided. I often have said I have no expertise in a particular matter or area and either defer from commenting or state it is just my opinion when I don’t have facts and experience to back it up. It would be nice if others did the same in areas where they are either lacking any insight or just don’t get it.