A query.  Not gold, but at least it is about finance and relevant at least for many people in the U.S.

Do any of you have any **current** recommendations for services that give safety recommendations for banks and similar entities (like S + Ls and credit unions)?

I concede that even the best service may have a hard time figuring things out at present.  There is so much potential sleight of hand (clever fraud), and so much is changing so fast.

Over the years I have used at least 4 different services.  Some have charged money.  Others have been free or have offered some information for free, sometimes depending on the year.  One set of results, probably expensive, I found only in the obscure reaches of a large municipal library once, but it was free.  Others have been online.  Etc.  At least two services have changed drastically in the past several years.

I am by no means sure whether amount of money charged correlates much with reliability, nor am I confident that past reliability of a service necessarily correlates well with current reliability.  I think if I knew more about the topic, had more time on my hands, and knew my way around the FDIC website and possibly other US regulatory websites I could do a pretty decent job on my own, but pigs can’t fly.

So — any recommendations on checking on US banks for safety in July, 2020?  I would want to check them out by locale.