Simple Solution
If there really was a crisis tied to the debt ceiling, there is a very simple short term solution.(Biden won’t do it) If it isn’t about wanting a crisis, and the administration is serious about compromising on spending cuts, the President has a simple solution to extend the window to get things worked out and an actual bill passed and signed. He could shut down all Federal Government non essential services for one to two weeks. The interest on the debt gets paid, SS and EBT payments are made. All government employees including Congress have a temporary halt for their next montly or bi weekly paycheck. That gives treasury the room to make it to June 15th when quarterly tax payments come in. Any Federal employees who live paycheck to paycheck can go to their Federal Employee Credit Union and get a 30 day loan against their next paycheck if they need it. No default, a window to get the job done and no bullshit crisis. Which is why Joe won’t do it.