As I near retirement, I am beginning to prioritize cash flow and safety of principal over capital gains.  I still invest in silver miners, but primarily for insurance and only at bargain basement prices (like now).

T-bills are now yielding over 5% which is great, but how safe are they?  I don’t expect the USG to default anytime soon, but I have been looking for other solid high-yield stocks to balance out my portfolio.  One that I have begun to scale into is Verizon Communications (VZ), currently yielding 6.86% at my recent purchase price of $38.  If it falls further, I will just buy more.  It has a “very safe” rating from Simply Safe Dividends and may be nearing the completion of a 3 year EW correction.  Here are a few links regarding VZ if you are interested in dividend income as I am.

https://www.simplysafedividends.com/world-of-dividends/posts/3-top-25-high-dividend-stocks-yielding-4-to-10

https://ewminteractive.com/three-years-ahead-crash-verizon-stock