I will throw out a  supposition for all to debate. I contend that anyone who has significant holdings in the form of fiat in bank accounts, CD’s, money markets and treasury bills etc. would do better to take advantage of a pending opportunity. My first contention is that, rather than receiving minimal interst on those funds, less than both the current inflation rate(either published or actual) while the dollar purchasing power continues to decline, putting a large portion of those funds into NEM, will protect one’s purchasing power. Not only will NEM appreciate over time, rather than watch the dollar decline, it currently pays over 2.5% with the likelihood of dividend increases. Unless one uses their interest income for living expenses I would suggest taking the dividends in the form of additional shares. Yes, owning stocks presents risks. So does breathing and just existing in today’s world. I also contend that NEM will trade down to around 60.05 in the next few days, probably Wed. or Thurs.(Although it could reach 60 don’t miss out if it only gets close.)