This may give you a better idea of what it takes to take delivery of silver.

https://www.ebay.com/sch/i.html?_from=R40&_trksid=p2380057.m570.l2632.R2.TR12.TRC2.A0.H1.X1oz+.TRS0&_nkw=1+oz+silver&_sacat=39482