The Future Of Debanking
Among many worrying trends is the problem of debanking. It is underreported. The victims do not like to talk about it, even among family and friends. It is rarely discussed at all in public forums. Only specialists write about it. But it is a threat to everyone in the most intensely effective way. The practice denies people access to the basics of life and yet there is no appeal, no process, no methods of challenge, and no remediation.
There is no human right to have a bank account, and banks have every legal right to decide with whom they would like to do business. They can end client services for anyone at any time and have no legal obligation to explain or allow appeal. Banking services exert an incredible power over our lives. Our automatic payments keep the lights on, the mortgage paid up, and the cellphone going. The debit cards and credit cards hooked into them are the lifeblood of our living standards. Try to function even a day or two without them and you’d see what I mean.