My regular ICBC HUB agent has retired (it’s for car insurance for non-BC readers).
The pleasant young lady was quite chatty but efficient in processing my renewal.
After the e-Paperwork was completed I asked my standard question regarding EV registrations.
Confirmed that they are roughly 3-5% of her clients. She handles a wide area with city and rural clients so it’s mix. The city clients own more EVs of course. I believe it’s 10%+ in Vancouver.

The insurance premiums are more for EVs. She offered to give me a quote for an equivalent EV model of one of my gas powered vehicles for shits and giggles. I passed as I did not want to waste her time.
So what about home and condo insurance with EV chargers? It’s not her area but told me that some condo boards have banned chargers in underground garages due to increased insurance costs.

I thanked her for her time and was about to sign off when I stated that we are living through the most bat-shit crazy time in my life. That opened up the conversation to the following on her part:
-hopelessness in the youth
-people have “no horizon” (future)
-the shots have done something to the population
-people are braindead and brainwashed

She grew up in a faith based rural family with a few kids. She has a boyfriend who is a plumber with a good job. Her family passed on the shots. She has dreams for the future with kids and a home.

She confirmed my findings that young males can not find a suitable mate, her younger brother is in that position. He has very limited choice. She on the other hand had quite the selection as the males are “old school” for the most part. Most of her girl friends she passed through school with are lost, complaining about no mates, no future and are miserable. She is the opposite and offers no advice as her friends just don’t get it. She mentioned that recent young female immigrants are conservative in beliefs but that doesn’t help her white christian brother.

In BC, as in all jurisdictions, an immigrant can get a driver’s license if you had one in your home country for a number of years. They pay higher rates for the first few years. Recently a number of immigrants got fake licenses from home, as in never had one and never drove back home. They are causing more accidents but are usually eliminated by sky-high insurance rates or losing their BC license for traffic violations, points.

I did not want to take up her time but she felt the need to talk for 40 min when it only required 10 minutes. I believe she is on commission with ICBC HUB as she told me her time is her own.

There are more young people affected by the shots that we don’t hear about if you are not in their circle. Mentally and physically. Yikes!