Powered by a metal Visa card and a deeply integrated wallet inside the X app, the so?called “bank killer” now has hard numbers behind the hype. At its core, X Money positions an X account as a full financial hub rather than simply a payments app, extending Elon Musk’s broader ecosystem — including Tesla Inc. and SpaceX — into consumer finance.

X Money reads like a full?blown checking?account replacement. To see why, it helps to lay out the flagship perks clearly: …….. Taken together, those features make X Money look less like a digital wallet and more like a modern bank account.

https://finance.yahoo.com/markets/currencies/articles/elon-musks-x-money-details-193121263.html