THE OFFICE OF MANAGEMENT AND BUDGET ..OMB
MEDICAL AND MEDIA MONOPOLIES IN THE USA
MEDIA BIAS CHART
TRUMP TRIUMPH
WARPSPEED STOPPED THE FEMA CAMPS
NAUZEOUSLY OPTIMISTIC
THE TRUMP
TRUMP'S PICKS
MASS TRUMP PSYCHOSIS
Goldtent TA Paradise
GOLDTENT STATEMENT OF NON VIOLENCE
READ OUR DISCLAIMER
CONTACT
JOIN THE DISCUSSION
THE WIZARD OF RAMBUS
GOLDTENT ANTHOM
THE WOLFOWITZ DOCTRINE
"PLANDEMIC"
DEEP DIDDY DOODOO
PLATITUDE AND GRATITUDE
US CRIME STATISTICS
KILL SHOT
PENNSYLVANIA
17 GOALS OF THE NEW WORLD ORDER
WHAT'S ACTUALLY IN THE "VACCINES"
HEY GOOGLE
BOOM AND BUST
THE FINANCIAL SYSTEM RESET IS SHEDULED FOR SPRING 2030
Polls
Loading ...THE CULT OF MODERN MEDICINE
MASSIVE STUDY : WORLDWIDE EXCESS DEATHS
THE GREAT SET UP
HUGE SUPREME COURT VICTORIES FOR THE AGES
IS THERE A DEEP STATE ?
THE PLANET HAS NEVER BEEN SAFER , GREENER
DEFINITIVE US VACCINE POLL
VAXXINSANITY
HOW MANY VACCINES ??
FARMER'S FLAT EARTH SOCIETY
A REPUBLIC VS A DEMOCRACY
N95 MASKS ARE TOXIC
DEMOCRACY AND FREEDOM ARE VERY RARE CIRCUMSTANCES
THE MEDIA
* PIERRE POILIEVRE *
MRNA SHOTS PERMANENTLY ALTER DNA
THE EMERGING POPULIST MAJORITY
THE OCCULTISTS
MEET KYLE KEMPER
NUCLEAR WEAPONS ARE A FANTASY
WHEN THE FINANCIAL SYSTEM IMPLODES
YOUR MENTAL IMMUNE SYSTEM INTENTIONALLY UNDER ATTACK
FENBENDAZOLE AND TURBO CANCER
NO VACCINES HAVE EVER SAVED LIVES
IVERMECTIN AND TURBO CANCER
WHAT IS WOKE ?
MOON FRAUD
"CLIMATE"
CANADIAN TREES CLEAN 10 MORE CARBON
UNPACKING CLIMATE ENGINEERING
WHAT IF EVERYTHING YOU THINK YOU KNOW ABOUT CHINA IS WRONG
PARASITES AND DISEASE - PARADIGM SHIFT
DETESTED "ANTI-VAXXERS"
DO NOT FALL FOR THE DEMORALIZATION PROGRAM
THE THEORY OF EVERYTHING
WHAT IF VIRUSES AND GENETICS
VACCINE POLLS OF AMERICANS
THE OBLITERATION OF VIROLOGY
WHAT IF EVERYTHING THEY HAVE BEEN TELLING YOU
DON'T SHED ON ME
POLL: MORE THAN HALF OF AMERCANS SUSPECT
THE PARASITE PARADIGM
THE UNIFIED THEORY OF CHAOS
ABSOLUTE INCONVENIENT TRUTH
BUY IVERMECTIN ONLINE
MRNA VACCINES CAUSE CANCER
WHAT HAVE WE LEARNED ABOUT SOCIETY
VACCINE TRIAL FRAUD
SHEDDING IS REAL
NOBODY IS SAFE
SMOKING GUN : GERMAN PROFESSOR
NUCLEAR BOMBSHELL STUDY
GLOBAL WARMING DEBUNKED
THE GREATEST PRESIDENT
A BRIEF HISTORY OF THE ISRAELI PALESTINIAN REGION
THE WORLD
WHO THE FUCK DO YOU THINK YOU ARE ?
"ORGANIZED" RELIGION
THE MYSTERY OF ISRAEL
DEFINE WOKE
HOW DO YOU LIKE THEM APPLES
HOW TO POST
CANADIAN GOLD MOONSHOT
WE CAN'T FORCE THE HUMAN BODY
FIRE
GOLDTENT STATEMENT OF NON VIOLENCE
GROWING PAINS
VACCINE SHILLS ALL IN ONE MONTAGE
MASK TOXICITY
CHRYSTIA FREELAND IN DEPTH EXPOSURE
1000 PEER REVIEWED ARTICLES
HEIL HITLER
INFORMED CONSENT
CDC CONFIRMS COVID VAXX PREVENTS 1 DEATH IN A MILLION DOSES
RIGHT TO
STUDY PROVES VACCINE INDUCED SPIKE PROTEIN
FOR THE GREATER
MAJORITY OF AMERICANS DUMB AS CARDBOARD
HAITI SAYS TO SWEDEN
CHINA : THE REAL STORY
THE WHOLE COVID PROJECT STORY IN ONE BRIEF VIDEO
1.600 SCIENTISTS DESTROY THE CLIMATE GHOULS
DON'T FEAR THE LOCKDOWNS
STUPID PEOPLE
FACE MASK SCIENCE
MEET ME AT
THE FUTURE AND PRESENT OF HEALTH CARE AND WELLNESS
BOOM : A BOMBSHELL THEORY
THE EV SCAM
THE TOP CLIMATE SCAM
VACCINES IN GENERAL
HOW POLITICS CAN DESTROY YOUR SOUL
CO2
WHERE DID THE FLU GO ?
THE MEEK SHALL INHERIT THE EARTH
Alberta Public Health Emergencies Governance Review Panel
SERVANT OF THE PEOPLE
1 IN A MILLION
HOW TO CREATE A DEADLY PANDEMIC
BEHOLD A NEW VIBRATIONAL DAWN
A SUCCINCT SUMMARY
JOIN THE DISCUSSION
COVID VAXXS HAVE KILLED 100s OF THOUSANDS WEEKLY
OUT OF AFRICA : WITH THE FARMER
CARBON DIOXIDE
THE GREAT AWAKENING
CANADIAN TRUCKERS FREEDOM CONVOY
WHAT IS A WOMAN
NO ONE IS SAFE
SIGNATURE (10 MIN ) PIECE
ZERO
NOT SAFE NOT EFFECTIVE
LEST WE FORGET
ARTIFICIAL INTELLIGENCE
* THE GREAT AWAKENING
CHOLESTEROL AND STATINS
ANTIDOTE TO AMERICAN PROPAGANDA MACHINE
AUTISM AND CHILDHOOD VACCINES
THE GREAT
SLAVERY : A 3 MINUTE HISTORY
ATHLETES OF THE WORLD
DON'T LET THEM GET AWAY WITH IT
RAPID ONSET GENDER DYSPHORIA
THINKING YOURSELF TO DEATH
ONTARIO COVID DEATHS
"MODERN" SCIENCE
CANADIAN EMBALMER'S SWORN
5 G LED STREET LIGHT
UNDENIEABLE PROOF OF HUGE VACCINE INJURIES
DEFINITIVE WORK
THE GERM THEORY
PSYCHOPATHS
CBDC ?
CBDC ALERT : ATTENTION AMERICANS
HUGE ANTI VAXX VICTORY
WHY I DON'T BELIEVE
WHY DO THEY DESPERATELY
ALL VACCINES PERFORM WORSE
WHY SOME HAVE ADVERSE REACTIONS AND OTHERS DON'T
PCR TEST WAS COMPLETE BULLSHIT
THE BIGGEST LIE
THE TRUTH ABOUT VIRUSES
DOWN THE RABBIT HOLE
MILITARY OPERATION
Global Public-Private Partnership
LEGAL WALLS OF THE COVID KILL BOX
DECLARATION OF HELSINKI
JOURNEY TO THE CENTER
THE THREE ERODING PILLARS
HOUSE PRICE IN GOLD OUNCES
VACCINE MANDATES
BLACK NOBILITY
OH CANADA
SUDDENLY DEAD : VAXX OR VIRUS ?
JEFF CHILDERS
WILL YOU STRONGLY SUPPORT
SURVIVING NUCLEAR WINTER
DID NOT WORK CANNOT WORK
IVERMECTIN !!
IT'S THE NANOPARTICLES
CARBON CREDIT SCAM
RAGE AGAINST
WHY WAS NATURAL IMMUNITY
SMART CITIES AND TOWNS
DEATH KNELL FOR MASKS
THE ANTI-VAXXERS
UM...SORRY GUYS BUT
THE MYTH :
NEIL OLIVER INTERVIEWS JOHN CAMPBELL
SUDDENLY AND UNEXPECTEDLY
BE YOUR OWN DOCTOR
- * DMSO HANDBOOK *
- * THE RANT *
- * THE UBIQUITOUS PHARMACEUTICAL SOCIETY
- 100% CANCER REMISSION (MONOCLONAL ANTIBODY)
- 2ND SMARTES GUY CANCER PROTOCOL
- ANTI PARASITIC DRUGS SHOW STRONG ANTI CANCER EFFECTS
- ANTIPARASITIC VETERINARIAN DRUGS SHOW PROMISE FOR CANCER TREATMENT
- BREST CANCER AND THE VAXX
- BRUSH YOUR TEETH DAMMIT
- C D S ( CHLORINE DIOXIDE SOLUTION )
- CBD GUMMIES AND TIGER WOODS
- CHLOESTEROL : A BIG PHARM BIG CON
- CHLORINE DIOXIDE DETOX
- CURCUMEN
- DISSOLUTION OF SPIKE PROTEIN ( NATTOKINASE)
- DMSO : MIRACULOUS PAIN TREATMENT
- DMSO2
- EARTHING
- FENBENDAZOLE Q AND A
- FIBROUS BLOOD CLOTS TREATMENT
- FLCCC VACCINE DETOX PROTOCOL
- HEALING POWER OF ILLNESS
- HEALTHY GUT BACTERIUM MICROBIOME
- INFLAMATION
- IT'S DEPRESSING : ANTIDEPRESSANTS KILL
- IVERMECTIN AND FENBENDAZOLE TO PREVENT CANCER
- IVERMECTIN PILLS HERE
- IVERMECTIN PROPHYLACSIS
- IVERMECTION CURES CANCER ?
- METHYLENE BLUE
- MICRODOSING LITHIUM BOOSTS YOUR BRAIN AND PREVENTS ALZHIEMERS
- MRE ON DMSO
- NATTOKINASE …SPIKE DETOX
- NATTOKINASE : THE HOLY GRAIL FOR SPIKE DETOX
- NATTOKINASE DISOLVES MICROCLOTS
- NEW STUDIES AND PROTOCOLS
- SHEDDING IS REAL : WHAT CAN YOU DO ABOUT IT ?
- SSRI ANTI DEPRESSANTS ARE A HORROR STPRY
- THE VEGAN SCAM
- TOP TEN DETOX ITEMS
- TREATING COPD NATURALLY
- TREATING COPD NATURALLY
- UVBI ( ULTRAVIOLET LIGHT BLOOD IRRADIATION )
- WHY HERBS AND SUPPLIMENTS WORK ( McCULLOUGH)
- YES VIRGINIA..A CURE FOR CANCER
THE CRIMINAL TYRANTS
THE TREE OF SHARED INFORMATION
BAD BATCHES
THE SPIRITUAL REASON
17 THOUSAND PHYSICIANS AND SCIENTISTS
FINAL TALLY : COVID INFECTION FATALITY RATES
NEVER EVER
* ANTI-ANTIBIOTIC MEASURES
WHY SOME HAVE ADVERSE REACTIONS AND OTHERS DON'T
THE SCIENCE
WHERE DOES ELECTRICTY
* ANATOMY OF A BULLSHIT "MODEL"
* CAUSE UNKNOWN
* ENJOY THE SHOW
ALTERNTIVE MEDIA INDUSTRIAL COMPLEX
* MUCH ADO ABOUT CORONA *
ELECTRIC VEHICLE HOAX
* SUDDEN ADULT DEATH SYNDROME
ALAS N95 MASKS
UNACCEPTABLE VIEWS
CAREFUL OUT THERE
GEOGRAPHICAL WONDER
OH WHAT A TANGLED WEB
* DIED SUDDENLY
* THE LOBOTOMY
CENSORING THE INTERNET IS LIKE
* THE WHO , FDA ET AL EXPOSED
* POLL : SCEPTICS ARE SHUNNING
YOU MURDEROUS HYPOCRITES
* A LOST SMALL TOWN
THE MOST EVIL MAN
* TOXICOLOGY VS VIROLOGY
THE REAL ANTHONY FAUCI
* GEERT EXPLAINS IMMUNE ESCAPE
* PFIZER SCANDAL GOES VIRAL
* GENERATION
* PIG SHIT
ANTIVAXXERS
* ANTI-GLOBALISM
* SAFE AND EFFECTIVE
* THE GREAT REVEAL
* WELCOME *
* WELCOME TO FORT DETRICK
* IVERMECTIN.COM
* WHAT ABOUT CANCER ?
* WELCOME TO
* DID YOU SCREW UP
* VAXX INDUCED CLOTS
* ISRAEL BOMBSHELL
* MY SON
* WE WERE RIGHT
* WHERE'S THE RAGE ?
* CERTIFICATE OF ACHIEVMENT
* FUCK
* ACCEPTANCE / REFUSAL RATES
* STATISTICAL TRICKS
* COVID-19
* SUPERHEROS
* THERE IS NO CLIMATE EMERGENCY
* HOW SWEDE IT IS
* THE DEEP STATE
* THE BASIC LAWS
* TOM LUONGO'S THESIS
* THEY ( THE UNVAXXED)
* ADVENTURES OF GOLDBALLON
- **THE COMPLETE WORKS OF THE ADVENTURES OF GOLDBALLOON
- ARTIC SKIING IN RUSSIA
- AZERBAIJAN ROAD TRIP
- CHECHNYA
- COMPLETING THE LOOP IN TAJIKISTAN
- DIOMEDE ISLANDS : FROM USA TO USSR IN A BALLOON
- FAIRY MEADOWS
- FROM THE ROOF OF THE WORLD
- ISTANBUL AIRPORT ART
- KALININGRAD
- KAMCHATKA
- KARELIA RUSSIA'S REMOTE NORTHWEST
- LITHUANIA LOVES UKRAINE
- MIDNIGHT AT THE OASIS
- MONGOLIA
- MOROCCO
- MOROCCO2
- MOSCOW FEB 2023
- NECTAR OF THE GODS
- NORTHERN PAKISTAN
- ON TARGET FIXATION
- PARMIR MTNS TAJIKISTAN
- SEVASTAPOL CRIMEA
- SEVESTOPOL CRIMEA
- SIBERIA 2
- SKIING IN SIBERIA
- SPRING IN mOSCOW ( ANOTHER LOOK)
- ST PETERSBURG RUSSIA 2014
- ST. PETERSBURG RUSSIA
- STONED
- TAJIKISTAN
- TAJIKISTAN 6
- TAJIKISTAN PARMIR MOUNTAINS
- TAJIKISTAND MOUNTAIN CLIMB
- THE BALKANS
- THE CRADLE OF CIVILIATION
- THE INTERVIEW
- THE LAST OF THE SIBERIAN SNOW 2024
- THE MIDDLE OF EVERYTHING
- THE STONES AND THE DOORS
- TIKSI SIBERIA
- TOP OF THE WORLD PART 2
- TREAVELS AT THE EDGE …MOROCCO
- TRUCK ART
- TURKEY 3
- TURKISH DELIGHTS
- TURKISH DELIGHTS
- UKRAINE 2015 …UNBOUNDED BEAUTY
- ULAN-UDE RUSSIA
- WINING AND DINING IN FRANCE
- YAJIKISTAN : GOING DEEPER
- YAKUTSK
- YAKUTSK SIBERIA
* UNINFORMED CONSENT
* GET YOUR IVERMECTIN
* FROM RUSSIA WITH LOVE
* CLIMATE EMERGENCY ?
WE ARE
* MASKS HARBOUR PATHOGENIC
* BAFFLED
* THE VACCINES CANT WORK BECAUSE
* BEST OF THE BEST
* NEW ZEALAND ADMITS VACCINE FAILURE
* MIKE YEADON
* WHAT IS A WOMAN
* THE WAR ON THE UNVAXXED WAS LOST
* FIRST A TRICKEL THEN A FLOOD
* SPIKE PROTEIN = CANCER
* WUHAN MILITARY GAMES
* ESCAPING MASS PSYCHOSIS
TOTALITARIANISM
* UNMASKING
* FREEDOM PASSPORTS
* OPTIMISM
* THE FREEDOM CONVOY
* RESPIRATORY VIRUSES
* WALLGREENS POSITIVITY RATE
* POWERFUL ANTI CANCER DRUG
* THE LYING MEDIA
* VACCINE COMPLIANCE IN THE USA
* NATURAL IMMUNITY IS KING
* 34% OF CANADIANS UNVAXXED
* DEFINITIVE ARTICLE
* COVID: ISRAEL VS PALESTINE
* THE THREE STAGES
* THE TRUCKS ARE COMING
* 100 MILLION AMERICANS
* GROUND ZERO
* TRIBALISM
* THE ZOOM CLASS
* COVID VACCINES CANNOT WORK
* HISPANIOLA
* CENTRAL AFRICA
* 400 STUDIES
* AMA CODE OF ETHICS
* HAND INSANITIZERS
* PUBLIC HEALTH
* WHO ARE THE VAXX REFUSERS
* MICROBIOPHOBIA
* ASYMPTOMATIC SPREAD
* REAL VACCINE EFFICACY
NATURAL VS ARTIFICIAL IMMUNITY
*DECODING THE NWO
PRE EXISTING T CELL IMMUNITY
THE SPANISH FLU OF 1918
THE ORIGINS OF COVID
POSTING INFORMATION
This time around it will indeed be a traditional civil war – competing interests to seize control of the government and the country.
The last war on U.S. soil was no such thing. It was action by an oppressive dictatorial U.S. government forcing a free and independent people and country into submission. It’s correctly called The War of Northern Invasion.
This time around, the South shall rise again…
Back in the mid-1800s the true allegiance for most people living in America was to their resident state first, not the USA. And that was exactly what the founders had in mind: states rights trumped central government power. All.the.time. No one teaches that because as usual, the history is written by the victors, and is always jam-packed with lies. That is then taught in government mandated curriculum to maintain the lies. It is the way of history, and if you don’t get that, then truth will always elude you.
the civil war was actually an economic war, with the northern financial interests attempting to collateralize production from the southern states for the debt still owed to foreign “money interests” (kindly put) to finance the revolutionary war. “confessions of an economic hitman” type stuff, with the debt rolling forward, at ever increasing amounts – until we end op where we are today, as “tenants in the land our forefathers conquered”, to paraphrase Thomas Jefferson.
Morpheous: “…built to keep us under control, in order to turn a human being, into this.” (holds up a battery).
same war. same enemy. different times…but a losing effort until the people become re-educated on the true nature and difference between money, currency, and credit.
Side thought… if we turn into werewolves… maybe silver can get a bump from silver bullet sales? Just thinking out loud….
we’ve been in a civil war since 2016. it has simply morphed from an information/propaganda war into a standard soros-style color revolution…with, imo, all hell breaking loose after the Nov elections – no matter who wins.
Agree RTV.
Question : is there a process constitution for peaceful succession ?
fully – are you american or canadian?
at the revolution, america threw off kings, queens, royalty and rulers of all kinds. in essence – we were each born as kings and queens without subjects – by divine right. countries unto ourselves.
like any country, our right and ability to engage in commerce is unlimited. the constitution was enshrined to protect our sovereignty – and if we study the laws as they are actually written, we will find it conforms with original intent.
however, we have been indoctrinated from birth to accept the opposite – that we are ruled by the “construct” which we ourselves created. that the law is too complicated to understand unless you are a lawyer.
but our remedy is in the law, truly. for example, our remedy against the IRS is in the Internal Revenue Code. think about it…if our labor was actually taxable under the law, then we were all born indentured servants. yet indentured servitude was outlawed along with slavery after the civil war. so how do they get us to pay? through our own ignorance is the short answer.
that’s why i don’t pay income tax. Nor do i pay traffic/parking violations, and such. that’s why i get paid to spend credit card money and not pay a cent back, with no damage to my credit score. no – it’s not by employing “sovereign citizen” bs. it’s understanding that there are higher laws than statutory law, including the common law, maritime law (codified here in the US as “UCC” – Uniform Commercial Code, and above all, God’s law.
it’s just that we don’t take the time to actually read or study the law – as it is written.
free is as free does.
I am canadian RTV
I do not understand how you do not pay income tax and you do not get audited by the IRS…please explain
And what do you mean “i get paid to spend credit card money and not pay a cent back, with no damage to my credit score” ?
TAX
we pay “income” tax when we file our income tax return.
but was i paid “income”? No!
“income” is always COMPUTED – right? gross, adj. gross, and net – based upon, among other things, “wages” (form W2).
otherwise, if we are not “employed”, we receive payments in connection with a “trade or business” (Form 1099).
here is the statutory definition of the term “trade or business”, found at 26 USC Sec. 7701(a)(26):
(26) Trade or business
The term “trade or business” includes the performance of the functions of a public office.
same definition applies to the term “wages” – it just goes through a maze of definitions to get there.
so there it is. during the tax year – i didn’t receive “wages”, as THEY define that term. Nor did i receive payments from a “trade or business” as THEY define that term – because i did not get paid in connection with the performance of the functions of a public office.
under the constitution, there are 2 kinds of taxes only:
1. direct taxes – apply to everyone but must be apportioned among the states (that’s why we do census for past 200+ yrs).
2. indirect taxes – also known as “excise” or “privilege” tax – which must be uniform among the states. but i can avoid the excise tax – by not buying tobacco, alcohol, gas, etc. but the more i buy, or the more i am engaged in a “privileged” activity – the more tax i pay.
and that’s it. now – how is the income tax administered? well – no one can escape (direct) – but the more you make the more you pay! (indirect). the govt can’t have it both ways! the income tax is an excise tax – this is backed by the USSC case law.
why? because even the lowest form of life on this earth – even a cockroach – has a god given right to do whatever is necessary to survive in this world. for us that is exchanging our labor or services for payment. are we less than a cockroach? 8 hours pay for 8 hours work – where is the profit? the taxable event? it cannot be taxed unless we are indentured servants by law. we’re not.
every person has a god given right to trade labor or services for pay – which is not taxable. however – not everyone has the right to hold public office, which is a “privilege”!…that comes with all the benefits thereof such as prestige, power, honors, (back-pocket) fringe benefits, etc….which is therefore a taxable activity.
i’m still waiting by my mailbox for my govt check for holding public office – for which i will gladly pay a tax. 🙂
see: losthorizons.com and read “cracking the code” by peter hendrickson.
yes – i’ve been to tax court where the irs lies, cheats, obfuscates and misleads – and i still kicked their ass and wiped out 100’s of thousands of taxes. but how is that possible RTV? there is ONLY one way. with their own law.
CREDIT CARD GAME
for the credit card…hey “G&S is money” man – you should know this. they never lend us any “money”. they issue credit, by tapping on their computer, which they are not allowed by law to do. that is – we borrow from ourselves and pay them interest. in turn – they take our credit account, pool it with thousands of others, convert it to a trust, get some f*ggot credit agency to give it a credit rating (ever see “the big short”?), then sell it as a “security” into the marketplace…for which they receive proceeds. but does the cc contract tell you that? no. do they get your permission? no. do they return any of the proceeds to the original source of equity (you)? no. so they’ve committed securities fraud.
therefore, i use the card. spend it all – don’t pay back a f*cking dime. when they come for payment – i say i would be glad to pay whatever i owe, with their legally binding written assurance that they will accept payment in full, in immediate and direct exchange for the original contract, in its original form, bearing my original signature. which they don’t have or if they do, won’t provide because its evidence of their fraud. they’ll send me copies of my statements. lol! so i write back – and say “hey, you ignored my offer to pay in full”. under the UCC, an offer to pay in full which is rejected or ignored is the same as payment in full.
so in my letter i say “hey – i’ll give you another 10 days to accept my offer, otherwise i will consider the matter both legally and financially settled.” they act like i’m blue from the planet venus – but what happens when we pay our car in full? we get the pink slip. or our house? we get the deed. same with a contract – when i make my last payment i want the original contract in my hand.
so they will do one of 2 things:
1. hire a 3rd party collector to come after me. great! i don’t have a contract with them. i’m not a party to the contract they have with the cc co. basic contract law. so they’ve violated the Fair Debt Collection Practices Act, 15 USC sec. 1692, $1K for every letter they send me, every call, and believe me – i carry them for several rounds. when they violated the federal law – they violated the state law by definition – so its actually double. if they report an unverified debt (no contract) to the credit reporting agencies, they’ve violated the Fair Credit Reporting Act, 15 USC sec 1681. its $1k per credit report (transunion, equifax, experian), per month – because they update each month. i have 5 years from the violation or 2 years from discovery – so it adds up. i sue them – they pay up because its already checkmate b4 i go to court. i’m just there to collect. or,
2. they sell the debt for pennies on the dollar to a 3rd party. the “new owner” contacts me. yes – he is the “holder in due course” and entitled to payment under the UCC. so i always reply by saying “i would be happy to pay you in full, plus the fees you tack on, upon my receipt of your legally binding written assurance that you will accept payment in full, in direct and immediate exchange for the original contract, in its original form, bearing my original signature – which you MUST have acquired when you purchased the debt.”…right? wrong. KA-CHING!
after i’ve sued them in small claims, superior, or federal court, the settlement always includes, in addition to statutory damages, that they will cease collecting, and cease reporting to the cra’s.
see: whatliesinmydebt.com (i have no affiliation with them…there are others but this is where i learned my stuff, in addition to other research.
again…there is money, currency, and credit. it is good to know the nature of each, basic contract and consumer law. 🙂
hope this wasn’t too long…always glad to point people in the right direction.